PPS GI Surgery Insurance

Trying to control the ever increasing costs of running a practice is always an uphill struggle and at PPS GI we recognise the need to reduce as many of your overheads as possible.

Our Surgery insurance policy provides veterinary specific cover for the profession, coupled with the high level of service our clients have always been provided.

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Underwritten by Aviva Insurance, the policy can be tailor made to meet your requirements. This ensures that you are covered for everything you need, but are not paying for aspects that you do not.

This means our premiums are extremely competitive with discounts available for those with a good claims history, as well as membership of the BVA & BSAVA.

PPS GI will also provide regular cover reviews of your policy to ensure it fully caters for any alterations in your business, plus any changes in legislation.

Aviva is one of the leading insurers in the UK combining strong life insurance, general insurance and asset management businesses under one powerful brand. They help people save for the future and manage the risks of everyday life, protecting their 29+ million customers and what’s important to them.

Find out more about Aviva, who we are and what they do at http://www.aviva.com/about-us/

Policy Features & Benefits


  • Covered on an “All Risks” basis
  • Property Owners’ Liability limit of indemnity of £5,000,000
  • Tenants Improvements cover, should your building be leased


  • Covered on an “All Risks” basis – no need to specify items taken out of the Practice
  • Employers’ Liability to a limit of indemnity of £10,000,000
  • Public & Products Liability to a limit of indemnity of £5,000,000
  • Money in transit, in the premises during business hours and in any bank night safe covered to £5,000
  • Money in a safe outside business hours covered to £5,000
  • Deterioration of Refrigerated Stock covered to a minimum of £5,000
  • Domestic contents at the business premises owned by the Practice covered upon request
  • Animals in custody & control covered to a minimum of £25,000 any one, £50,000 in total
  • Worldwide Cover for laptops, tablets & smart phones up to a minimum of £15,000
  • Business Interruption up to £250,000 per vet to a minimum of £3,000,000 over 24 months
  • Book Debts covered to a minimum of £50,000
  • Fidelity Guarantee covered to £25,000 any one occurrence
  • Legal Expenses covered to £1,000,000 to include Employment, HMRC & VAT Investigations with Fitness to Practice Representation cover and elXtra Legal & Business Solutions
  • Jury Service Cover included
  • Interest free monthly payments

Optional Covers

  • Terrorism
  • TUPE cover under Legal Expenses

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Get Started

To get started please go to www.elxtr.co.uk/login

Click on the ‘sign up’ button in the top right hand corner and you will be guided through the quick sign up process.

Please tick the box ‘Do you have a voucher or certificate number?’ and then enter the token code included within your schedule of cover.